Terms of Service

Effective October 7, 2026

DeductionDog (“the Service”) is operated by Don Schomer III, a sole proprietor doing business as DeductionDog, in collaboration with Vision Tax Co. By creating an account or using the Service you agree to these Terms of Service and the Privacy Policy.

1. What the Service does

DeductionDog helps self-employed individuals track business expenses, mileage, receipts, assets, and related records, and produces summaries and export files for personal recordkeeping and for sharing with tax professionals.

2. Not tax, legal, or accounting advice

The Service is a recordkeeping and organizational tool. It does not provide tax, legal, accounting, or financial advice. Deduction estimates, mileage calculations, categorizations, and reports are generated from the data you and your linked accounts supply and may be incomplete, incorrect, or inapplicable to your situation. You are solely responsible for the accuracy of records you rely on or file, and for compliance with tax law. Consult a qualified tax professional for advice about your circumstances.

3. Eligibility and accounts

You must be at least 18 years old and able to form a binding contract. You are responsible for safeguarding your credentials and for all activity under your account. Notify us promptly of unauthorized use.

4. Your data

You retain ownership of the data, receipts, and documents you submit. You grant DeductionDog a limited license to process and store that content solely to operate and improve the Service, as described in the Privacy Policy. Upon account deletion we delete your content per the Data Retention Policy, subject to backup lifecycles.

If your subscription lapses, you may still sign in to view and export your existing records; recording new deductions, mileage, receipts, or bank syncs requires an active subscription.

5. Subscriptions, billing, and refunds

6. Acceptable use

You agree not to: misuse the Service; attempt to access another user’s data; probe or disrupt the Service or its infrastructure; upload unlawful, infringing, or malicious content; or use the Service to defraud tax authorities or third parties. We may suspend or terminate accounts that violate these terms or create risk for the Service or other users.

7. Third-party services

The Service integrates with third parties — including Plaid (bank data), Google (Gmail, Play services, Activity Recognition), Cloudflare (storage and email), Resend and Namecheap (email delivery), and monitoring providers. Your use of linked third-party accounts is also governed by those parties’ terms and privacy policies. We are not responsible for third-party availability or their handling of your data under their own policies.

8. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. We do not warrant that mileage or expense records will be complete, uninterrupted, or error-free, that every deduction will be captured, or that reports will satisfy any tax authority.

9. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, DEDUCTIONDOG AND VISION TAX CO WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, LOST TAX SAVINGS, OR PENALTIES OR INTEREST ARISING FROM RELIANCE ON THE SERVICE. OUR TOTAL LIABILITY FOR ANY CLAIM IS LIMITED TO THE AMOUNT YOU PAID FOR THE SERVICE IN THE TWELVE MONTHS BEFORE THE CLAIM, OR ONE HUNDRED DOLLARS (US $100), WHICHEVER IS GREATER.

10. Indemnification

You agree to indemnify and hold harmless DeductionDog and Vision Tax Co from claims arising out of your misuse of the Service, your violation of these Terms, or inaccurate records you submit to third parties.

11. Changes to the Service or Terms

We may update the Service and these Terms. If a change is material, we will notify you in the app or by email before it takes effect and ask you to accept the updated Terms. Continued use after the effective date constitutes acceptance.

12. Governing law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law rules. Disputes will be resolved in the state or federal courts located in Placer or Sacramento County, California, unless applicable law provides otherwise.

13. Contact

DeductionDog by Vision Tax Co
151 N Sunrise Ave, Ste 1303
Roseville, CA 95661
support@deductiondog.com